Refinance After Chapter 13 Discharge

Mortgage Advice > Mortgage after Chapter 13 Discharge – Mortgage after Chapter 13 Discharge I just received my chaper 13 discharge 2 weeks ago and I would like to buy a condominium. My income is $75K, my only exisiting debt is a car payment @ $350.00 per month which will be paid off in 7 months (6/2013).

How soon can you qualify for a mortgage after a Chapter 7 Bankruptcy? Mortgage After Chapter 13 Discharge – Mortgage After Chapter 13 Discharge – Learn more about your refinancing options. We can help you by lowering your monthly payment, converting to a fixed-rate loan or changing interest rate.

As mentioned above, all borrowers must wait least two years after the discharge date of a Chapter 7 Bankruptcy. The discharge date should not be confused with the date bankruptcy was filed. As with chapter 13 bankruptcy, FHA regulations demand a full explanation to be submitted with the FHA home loan application.

Cash out refinancing after having a Chapter 13 discharged. – hi guest, you can try for a refinancing with your current lender or with lenders and check if they are ready to give you a refinance. i guess the lender has given you a new repayment plan after you got discharged from the chapter 13 bankruptcy. aren’t you able to pay your mortgage with that new plan? thanks

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. a complete discharge of all debts. This is often a result of a sudden financial hardship resulting from a family death, illness or life event such as a divorce. Chapter 13 bankruptcy is a.

Chapter 7 Bankruptcy. At least two years must have elapsed since the discharge date of the borrower and / or spouse’s Chapter 7 Bankruptcy, according to FHA guidelines. This is not to be confused with the bankruptcy filing date. A full explanation will be required with the loan application.

Homeowners Burned in the Recession Face a New Challenge – Get into contract immediately or, if refinancing. year wait from the discharged date with the re-established credit and no other derogatory credit, but a two-year wait is possible only with.

3 Tips for Refinancing a Car Loan after Chapter 13 Bankruptcy chapter 13 bankruptcy filings allow you to reorganize your debt in order to effectively make payments. While a Chapter 7 forces you to liquidate your assets and declare "total" bankruptcy, a Chapter 13 may allow you to keep your possessions and simply restructure your debt payments.

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Can I get a home loan 1 day after chapter 13 discharge? With what company? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.