Home Loans Pre Qualify Pre Qualify – Unity West Lending – Pre Qualify.. We are experts at helping our clients with residential mortgage loans;. Mortgages(EEM), Reverse Mortgages and Manufactured Home Loans.Factors to weigh when considering whether to refinance your home – How do I measure the difference between my payment now and what it would be after a recast in terms of interest. then you’ve got a home run refinance. If you can only get two or three, you might.Mortgages and home equity loans are two different types of loans you can take out on your home. A first mortgage is the original loan that you take out to purchase your home. You may choose to take out a second mortgage in order to cover a part of buying your home or refinance to cash out some of the equity of your home.