credit score to buy a condo

I need to buy a condo and my credit rating is 645 is that. – Best Answer: 645 is so so credit. 660 plus is A and 680 plus is A+ credit. You can get a 100% financing mortgage with a 645 credit score if your loan is Full Documentation – which means with all your income and asset documents. So your employment history must be ok. You will need a minimum of 2 months.

Here's the thing: A credit score can and does affect your situation when you want to rent an apartment.

Credit Condo Buy Score To A – Helpersofhouston – Credit scores are based on the VantageScore credit score model using a scale of 300-850. The accepted average credit score is the arithmetic average of the credit scores on all approved rental applications analyzed for the time period specified.

However, just because your credit score isn’t perfect doesn’t mean you won’t be able to buy a new house or find a new apartment. With a credit score in the high 600s, you should be able to do both.

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Why You Need a Good Credit Score | StreetEasy – Why You Need a Good Credit Score Saving pennies to finally rid yourself of your walkup so you can buy yourself a fabulous condo or co-op with an elevator in New York City? Before you break your piggy bank and lay out your hard-earned money, make sure your credit is in good standing.

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Understanding Your Credit Score | How Much Can You Afford – First and foremost, the status of your credit score is a deciding factor in whether or not you are approved for a loan. Even if you put down a large down payment on your home, a low credit score can still cause the loan to be rejected. For this reason, it’s best to wait until you’ve built up a good credit score before looking to purchase a house.

Even if you have low credit, there are still options for buying a home. Among other qualification requirements, mortgages will have credit score requirements.