– One of the obstacles that keeps first time home buyers out of the housing market is the misconception that they need to have a 20% down payment.* As housing prices have risen, saving up a 20% down payment* can seem like a far-off goal.
Harp First Time Home Buyer Home Mortgage First Time Buyers First Time Home Buyer Mortgage – Bellwether Community Credit. – Our Easy Start Mortgage for first time homebuyers was specifically designed to take the pain & fear out of buying your first home.Can you be Considered a First Time Home Buyer? Who. – · When you think of a first time home buyer, you probably think of someone who never purchased a home before.This is the literal definition of the term. There are other people who may fall into the category and not realize it. Each mortgage program has their own guidelines regarding who they consider a first-time buyer.