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Fortunately, the easiest mortgages to qualify for that don’t require big down payments or high interest rates are those insured by the Federal Housing Administration. FHA Mortgage Credit Scores
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If you’re thinking about buying a new home, the question, "how much house can I afford?" is the first one to ask yourself. Many first-time home buyers need to ask this question, but may not. Determining the lending amount you can qualify for is the first official step you need to take.