Because it’s an informal, nonbinding evaluation, you can get pre-qualified in a day or two, sometimes less. Depending on the lender, pre-qualification can happen in person, over the phone or online.
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Getting Pre-Qualified for a Home Loan: What You Need to Know Income. Lenders consider the type of work you do, the length of employment and the stability. Debts. Of course, salary has to be viewed in combination with how much money you owe. Credit history. To lenders it is imperative that you.
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