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Hard Money Loan Rates, Points, & Costs – fitsmallbusiness.com – hard money loan interest Rates, Terms, & Fees Hard money lending rates today are generally 7.5% to 15%. Keep in mind that these loans are interest only, with the principal due at the end of the term.
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How Hard Money Lenders Fill A Need For Some. – Bankrate – Drawbacks of hard money loans. The interest rates are much higher than conventional loans. The processing fees are costly, up to three points or more.
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Better than Hard Money. Use these Private Lenders instead! – STOP! And read this first. Most hard money lenders charge 16-18% interest and thousands in up-front fees. By the time you factor in the loan costs, there isn’t any profit left in the deal for you. In addition, hard money lenders have tightened up their borrower requirements over the last few years, so actually getting them to fund your deal is next to impossible!
10 Key Facts About Hard Money Loans – Capital Concepts – Besides the basic interest rate, there will also be "point rates." A "point" is 1% of the total principle, and hard money loans usually add 3-6 points to the loan as compared to the 1-3 points of conventional mortgages.