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How to get a loan with bad credit: Consider all your options. – It's not impossible to get a loan with bad credit, but you'll need to. Credit unions are a great option for those looking to get a loan with bad credit.. says Josh Goodwin, mortgage loan expert with Goodwin Mortgage Group.
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Home Loans for Bad Credit | FHA Mortgages & Refinancing. – Are you wondering how to buy a home with bad credit? Do you know how to acquire a bad credit home loan? Thanks to the fact that they are government insured, the FHA (and FHA backed Mortgages, allow people to get home loans with bad credit; so you buy the home you’ve been wanting.
FHA loans. FHA loans can be solid options for people with low credit scores because they have some of the most lenient qualifying requirements. The FHA will accept credit scores as low as 500 with a down payment of 10% or more. You will need a 580 score to make the minimum down payment of 3.5%.