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He added lending standards in Australia were nothing like as lax as the US, where banks were handing out so-called NINJA loans – no income, no job, no assets – to borrowers who could simply hand the.
NINJA Loan – Roosevelt Institute – NINJA loans are a type of subprime lending, often in the mortgage market, and are an example of the shoddy lending practices that led to the financial crisis. Most of these loans offered a low initial rate that increased after a few periods of payment.
Urban Dictionary: ninja mortgage – A ninja mortgage is a type of mortgage granted to people with none of the above, hence: No Income No Job or Assets Without income, a job or assets, it’s hard to pay back a mortgage. Many ninja loans became subprime when peeps couldn’t refinance their loans. These peeps are now ninjah
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No income, no job, no assets ("NINJA") A NINJA loan is a nickname for very low-quality subprime loans. It was a play on NINA, which in turn is based on the notation scheme for the level of documentation the mortgage originator required. It was described as a no income, no job, [and] no assets loan because the only thing an applicant had.